To check insurance company ratings go to the "Vital Signs" tab and follow the directions. This easy-to-use site has a huge amount of financial information on nearly every insurance company in the United States including company ratings from the major rating companies such as S&P, Moodys, AM Best, etc.

For fast and easy term and cash value insurance quotes please click on the "term and cash value quotes" tab. You can access up to 50 quotes for your client. Once you have selected a quote please call or e-mail LaSalle St. Insurance Services for the proper life insurance application for your state and for appointment forms, if necessary. E-mail us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it or call (630) 600-0450.

Lincoln Financial has an immediate annuity that offers some interesting differences from other SPIAs.

Here are just a few areas where Lincoln SmartIncome Inflation Annuity differs from a traditional SPIA: 

Payments that keep pace with inflation -  Payment adjusted annually for changes in CPI

• Flexibility -  Reserve Value offers potential for:
  • “What if I die early?” -  Death Benefit
  • “What if I change my mind?” -  Cash Surrender Value
  • “What if I need extra income one year?” -  Source of Emergency Funds
  • “I’ll never get another commission on this asset.” -  Potential for Trail Commissions available
  • Give your clients something they can control and count on for the rest of their lives
  • Call LaSalle St. Insurance Services for more info or quotes at 630-600-0450