SPIA QUOTES

Call LSIS for FAST SPIA quotes. We use CANNEX Financial Exchange which lists over
20 companies. We also get direct quotes from those insurance companies not listed in
CANNEX such as Midland, CUNA, Penn Mutual, and Mutual of Omaha. Quotes can include
CPI based or standard inflation riders, living walk away, cash refund, liquidity, death
benefits, and medical underwriting to increase payouts.
 

UPCOMING WEBINARS, SPECIALS, EVENTS & TRIPS !!!

AVIVA/Shurwest
WEBSITES. LOGOS. BRANDING. FREE to writing
advisors! You build a brand to attract more clients. 
Have you branded your business? Do you project
an image that inspires confidence in clients and
persuades them to meet you? That's the power
of branding and Shurwest will do it for FREE for
Shurwest writing advisors. Work with experts.
Call 630-600-0450 to learn more.

New Products, New Riders, and New Venders:

Shurwest/AVIVA has a new, patented Income Rider
with the following improvements:
1. Choice of 6.50% credited annually for 10 years
then 4.00% for 8 years (compounded).
2. 5.00% annual plus net annual account gains
compounded for 18 years. Consider a due diligence
trip to Arizona to learn more.
Call Jim or Jerry at 630-600-0450

Principal Life Select Series Fixed Annuities
4 or 6 year fixed annuity with excellent rates.

National Western Life offers a very simple life product,
Lifetime Return Solutions, that issues like a fixed annuity
and leverages Nuisance IRAs (as well as NQ funds) and
creates tax free life insurance. 

Long Term Care Riders

Fixed Annuities with LTC Rider
 * Mutual of Omaha Living Care
 * Lincoln Financial

Life Insurance with LTC Rider
 * Lincoln Financial Money Guard - Reimbursement
 * Hancock - Reimbursement
 * Nationwide - Indemnity per policy limits

Contact Us:

LaSalle St. Insurance Services, Inc.
940 North Industrial Drive
Elmhurst, IL  60126
Direct:  630-600-0450
Jerry:   630-600-0317
Jim:     630-600-0407
Fax:     630-225-5176 

Call for Commissions: 630-600-0450

Email us at:
insurance@lasallest.com



 
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Best Guaranteed Lifetime Income Benefit

Shurwest/AVIVA Index rider:  A. 6.50% yearly compounding of income base for 10 years then
                                                4.00% credited annually for 8 years more.
                                            B. 5.00% annual plus net account gains for 18 years. 
Midland National Index rider:   A. 7.00% annual compounding of income base for 10 years with reset
                                            B. 6.75% annual compounding of income base for 10 years
                                            C. 5.50% annual compounding of income base for life
Allianz Life Index rider:           A. 7.00% simple interest with 3 withdrawal options for life 

Last Updated on Wednesday, 04 April 2012 16:31
 
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Best Traditional Fixed Last update: 5/1/12

Principal Life Select Series
10% annual withdrawal, Max Issue Age 85,
4 or 6 yr Surrender, $5,000 Minimum Premium,
MVA, Waivers of Surrender Charge & MVA,
3 bands under $50k, $50-$99k, >$100k 
4 yr first @ 1.50% 1st yr then 1.25% yrs 2-4
4 yr second @ 1.60% 1st yr then 1.35% yrs 2-4
4 yr third @ 2.55% 1st yr then 1.40% yrs 2-4
6 yr first @ 2.00% 1st yr then 1.75% yrs 2-6
6 yr second @ 2.10% 1st yr then 1.85% yrs 2-6
6 yr third @ 3.05% 1st yr then 1.90% yrs 2-6

Genworth Secure Living Advantage Pro
10% annual withdrawal, Max Issue Age 85,
(Return of Premium Guar (ROPG) available), 
6 yr Surrender, $15,000 Minimum Premium,
Bailout Feature for Additional Liquidity:
$15k to $99k non-ROPG period rates: 
1 yr 2.70%, 3 yr 2.00%, 5 yr 1.90%
$100k to $249k non-ROPG period rates:
1 yr 3.70%, 3 yr 2.60%, 5 yr 2.30%
$250k plus non-ROPG period rates:
1 yr 4.45%, 3 yr 2.80%, 5 yr 2.45%
Minimum Guaranteed Rate is 1.00%
Bailout Rate is 1.70%

Protective Life Secure II
15% annual withdrawal, Min rate 1.10%,
Max issue age 85, 7 yr surrender,
Return of premium guaranteed, 
4 bands: under/over $50,000
1 yr 3.00%/4.00%, 2 yr 2.00%/2.50% 
4 yr 1.50%/1.75%, 6 yr 1.35%/1.60%

Last Updated on Tuesday, 01 May 2012 21:05
 
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Best Multi-Year Guarantee Rates

Below Rates on Highest Premium Bands
15 yr Protective ProSaver Platinum @ 2.90%
10 yr Nationwide Platinum Edge @ 3.40%
10 yr Midland Guar Ultimate @ 3.05% / 3.15%
9 yr Midland Guar Ultimate @ 2.85% / 3.05%
9 yr Nationwide Platinum Edge @ 3.10%
8 yr Midland Guar Ultimate @ 2.70% / 2.90%
8 yr American Nat Palladium @ 2.65%
8 yr Nationwide Platinum Edge @ 2.60%
7 yr Genworth Secure living RS @ 2.60%
7 yr Midland Guar Ultimate @ 2.40% / 2.65%
6 yr Midland Guar Ultimate @ 2.10% / 2.35%
6 yr Standard Focus Growth @ 2.50%
5 yr Midland Guar Ultimate @ 2.00% / 2.20%
5 yr Genworth Secure Living RS 2.05%
4 yr Midland Guar Ultimate @ 1.25% / 1.55%

Omaha Living Care Annuity with LTC rider
@ 2.25% annual renewal with
minimum of 2.25%

Last Updated on Wednesday, 02 May 2012 18:26
 
 
 
 
 
 
 
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