Shurwest/AVIVA Index rider: 6.50% yearly compounding of income base for up to 18 years.
Midland National Index rider: 8.00% annual compounding of income base for 10 years with reset
6.00% annual compounding of income base for life
Allianz Life Index rider: 8.00% simple interest with 3 withdrawal options for life
Genworth Secure Living Advantage Pro
10% annual withdrawal, Max Issue Age 85,
(Return of Premium Guar (ROPG) available),
6 yr Surrender, $15,000 Minimum Premium,
Bailout Feature for Additional Liquidity:
$15k to $99k non-ROPG period rates:
1 yr 2.55%, 3 yr 1.85%, 5 yr 1.75%
$100k to $249k non-ROPG period rates:
1 yr 3.55%, 3 yr 2.45%, 5 yr 2.15%
$250k plus non-ROPG period rates:
1 yr 4.30%, 3 yr 2.65%, 5 yr 2.30%
Minimum Guaranteed Rate is 1.50%
Bailout Rate is 1.55%
Protective Life Secure II
15% annual withdrawal, Min rate 1.10%,
Max issue age 85, 7 yr surrender,
Return of premium guaranteed,
4 bands: under/over $50,000
1 yr 3.00%/4.05%, 2 yr 2.00%/2.55%
4 yr 1.50%/1.80%, 6 yr 1.35%/1.65%
American National Palladium Century
10% annual withdrawal, Min rate 1.00%,
Max issue age 80,
Century V, 10 yr surrender, 1st yr 6.25%,
Century VII, 10 yr surrender, 1st yr 8.25%,
Below Rates on Highest Premium Bands
15 yr Protective ProSaver Platinum @ 2.95%
10 yr Nationwide Platinum Edge @ 3.60%
10 yr Midland Guar Ultimate @ 3.30% / 3.45%
9 yr Midland Guar Ultimate @ 3.15% / 3.35%
9 yr Nationwide Platinum Edge @ 3.35%
9 yr Minnesota Life Secure Op Sel @ 2.90%
8 yr Nationwide Platinum Edge @ 2.85%
8 yr Midland Guar Ultimate @ 3.00% / 3.15%
7 yr Nationwide Platinum Edge @ 2.60%
7 yr Midland Guar Ultimate @ 2.75% / 3.00%
6 yr Nationwide Platinum Edge @ 2.30%
6 yr Midland Guar Ultimate @ 2.40% / 2.65%
5 yr Midland Guar Ultimate @ 2.25% / 2.50%
4 yr Midland Guar Ultimate @ 1.60% / 1.90%
3 yr Midland Guar Ultimate @ 1.00% / 1.30%
Mutual of Omaha
Living Care Annuity with LTC rider
@ 2.25% annual renewal with
minimum of 2.25%
Secure II (see rates above)
Genworth Secure Living Advantage Pro
10% annual withdrawal, Max Issue Age 85,
Return of Premium Guar (ROPG),
6 yr Surrender, $15,000 Minimum Premium,
Bailout Feature for Additional Liquidity:
$15k to $99k ROPG period rates:
1 yr 1.80%, 3 yr 1.80%, 5 yr 1.80%
$100k to $249k ROPG period rates:
1 yr 2.80%, 3 yr 2.40%, 5 yr 2.20%
$250k plus ROPG period rates:
1 yr 3.55%, 3 yr 2.60%, 5 yr 2.35%
Minimum Guaranteed Rate is 1.50%
Bailout Rate is 1.30%
Shurwest/AVIVA BAA 8 & 12
Allianz Pro V1 (5 yrs)
Midland National Diversity 10
Allianz MasterDex X, Endurance Plus
Pacific Life Index Choice
Midland Endeavor (new with 4, 6, 8, or
12 yr plus inverse performance trigger)